Rep. Carbajal Releases Reports Showing the Inflation Reduction Act Will Lower Health Care Costs for Local Families

By the Office of Rep. Salud Carbajal

Today, Rep. Salud Carbajal released a new report detailing how Central Coast families will soon see more affordable prescription drugs for Medicare recipients and lower health insurance premiums made possible by the Inflation Reduction Act.

The report highlights how the new law signed last month will save Central Coast seniors more than $30 million on their prescription drug costs, avert massive increases in health care premiums, and lower out-of-pocket costs for thousands in California’s 24th Congressional District.

“The Inflation Reduction Act is a landmark bill that meets the greatest challenges that we are facing today—from rising energy prices and health care costs to the worsening damage of the climate crisis,” said Congressman Carbajal. “But having worked for years to lower health care costs for Central Coast families, I am proud that this bill will deliver key savings on health care premiums and prescription drugs–helping our families and older Californians make ends meet and finally capping out-of-control health care costs.”

The full report can be found here.

Inflation Reduction Act benefits for Central Coast residents include:

 Affordable Health Care 

  • By extending critical tax credits set to expire this year, the Inflation Reduction Act will help 31,385 people on the Central Coast currently enrolled in subsidized marketplace health insurance coverage through the Affordable Care Act save an average of $1,410 in premiums starting next year.
    • A Central Coast family with two adults, two children, and a household income of $75,000 could save $2,832 on their premiums next year. 
    • A single-parent household with one adult, one child, and a household income of $30,000 could save $1,260 on their premiums next year. 
    • A household of two adults over the age of 60 with a joint income of $70,000 could save $24,024 on their premiums next year.


Lower Prescription Drug Costs

  • The Inflation Reduction Act caps Medicare beneficiaries’ annual out-of-pocket costs for prescription drugs covered by Medicare Part D at $2,000 per year starting in 2025. An estimated 2,000 Medicare Part D beneficiaries on the Central Coast had out-of-pocket costs above $2,000 in 2020. 
  • For the estimated 4,400 Medicare beneficiaries receiving insulin in the California’s 24th Congressional District, the new law will cap monthly copayments for insulin products at $35 per month.
  • The Inflation Reduction Act finally allows the government to negotiate lower drug prices from pharmaceutical companies.  If the Inflation Reduction Act’s drug pricing provisions had been fully in effect in 2020:
  • The total cost of prescriptions filled by Medicare beneficiaries in the district could have been $31 million lower.
  • Medicare beneficiaries in the district could have saved a total of $9 million in reduced premiums and out-of-pocket costs.


The Inflation Reduction Act also provides a range of incentives to consumers to relieve the high costs of energy and decrease utility bills, including direct consumer incentives to buy energy efficient and electric appliances, vehicles, and HVAC systems.

More information on the Inflation Reduction Act can be found here.

Rep. Salud Carbajal represents California’s 24th congressional district, encompassing Santa Barbara, San Luis Obispo and part of Ventura County. He sits on the House Armed Services Committee, Agriculture Committee, and Transportation and Infrastructure Committee, where he serves as the Chair of the Subcommittee on Coast Guard and Maritime Transportation. 


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  1. Per the nonpartisan Congressional Budget Office the so called Inflation Reduction Act will______ “In calendar year 2022, enacting the bill would have a negligible effect on inflation, in CBO’s assessment. In calendar year 2023, inflation would probably be between 0.1 percentage point lower and 0.1 percentage point higher under the bill than it would be under current law, CBO estimates.” _______ So tell me again how it’s only those ‘right-wingers’ who are disinformation experts?

    • You mean the $2.4 trillion dollar tax reform bill that benefited low and middle income earners significantly more than the “rich”. That one? _______ “Filers with an adjusted gross income (AGI) of $15,000 to $50,000 enjoyed an average tax cut of 16 percent to 26 percent in 2018, the first year Republicans’ Tax Cuts and Jobs Act went into effect and the most recent year for which data is available.
      Filers who earned $50,000 to $100,000 received a tax break of about 15 percent to 17 percent, and those earning $100,000 to $500,000 in adjusted gross income saw their personal income taxes cut by around 11 percent to 13 percent.
      By comparison, no income group with an AGI of at least $500,000 received an average tax cut exceeding 9 percent, and the average tax cut for brackets starting at $1 million was less than 6 percent. ”

    • Donald Trump Built a National Debt So Big (Even Before the Pandemic) That It’ll Weigh Down the Economy for Years
      The “King of Debt” promised to reduce the national debt — then his tax cuts made it surge. Add in the pandemic, and he oversaw the third-biggest deficit increase of any president. The growth in the annual deficit under Trump ranks as the third-biggest increase, relative to the size of the economy, of any U.S. presidential administration. And unlike George W. Bush and Abraham Lincoln, who oversaw the larger relative increases in deficits, Trump did not launch two foreign conflicts or have to pay for a civil war. The combination of Trump’s 2017 tax cut and the lack of any serious spending restraint helped both the deficit and the debt soar. So when the once-in-a-lifetime viral disaster slammed our country and we threw more than $3 trillion into COVID-19-related stimulus, there was no longer any margin for error.
      When Trump took office in January 2017, the nonpartisan Congressional Budget Office was projecting that federal budget deficits would be 2% to 3% of our gross domestic product during Trump’s term. Instead, the deficit reached nearly 4% of gross domestic product in 2018 and 4.6% in 2019.
      There were multiple culprits. Trump’s tax cuts, especially the sharp reduction in the corporate tax rate to 21% from 35%, took a big bite out of federal revenue. The CBO estimated in 2018 that the tax cut would increase deficits by about $1.9 trillion over 11 years.

    • VOICE – I think there were MANY examples that are easily cited of fascist-like tendencies in the past administration, it’s not that we just “disagree.” Some examples: discrediting and delegitimizing elections, rallies against immigrants, proposing banning all Muslims, emphasizing with white supremacists (and even hiring some), doing NOTHING for 3 hours as thousands of his supporters violently attack the Capitol and attempt to stop democracy while hunting for the Vice President because he didn’t support the illegal demands of his “boss,” etc etc etc
      By attacking our democracy at every turn and espousing clearly racist beliefs and even attempting to implement them into policy, one could very easily argue he had fascist tendencies.
      Of course, I don’t expect to change your mind and you’ll likely rebut out of pure spite, as there is no honest way to explain the things he did that I listed above.

    • If we got into it, not the room here, the current Democratic party exudes way more fascists traits [centralized autocracy, forcible suppression of opposition, belief in a natural social hierarchy, subordination of individual interests for the perceived good of the nation] than the prior president ever did. Being an A-Hole (with a capital A) doesn’t make someone a fascist.

    • Examples of “suppression?” Easy to downvote and walk away, but what are specific examples of this?
      Not expecting much from the person who, after me explaining the government’s definition of terrorism as opposed to other criminal acts, proclaimed that I was “literally defending” the cartels……

    Checked out the S&P today? Almost down 4% valuation. This is a real problem, costing a lot to everyone. Suggest putting personalities and politics aside and put the brakes on anymore nutty spending. Next thing, left any and all moratoriums on drilling and fracking on federal lands. Next thing, plan for 3 more nuclear plants to be online ASAP.
    That’s about it, oh ya, seal off the border to any and all illegal entry.
    Yep, that’s what it’s gonna take, otherwise welcome to TJ del Norte…vamonos!

  3. The growth in the annual deficit under Trump ranks as the third-biggest increase, relative to the size of the economy, of any U.S. presidential administration. And unlike George W. Bush and Abraham Lincoln, who oversaw the larger relative increases in deficits, Trump did not launch two foreign conflicts or have to pay for a civil war.

  4. Way to go Edhat, carrying water for failed public policy. The cause of inflation should be very easy, even for Carbajal. You know, the guy who’s never worked a day in his life in the private sector.
    War on fossil fuels driving the costs for goods and services skyrocketing and out of control spending making the cost of borrowing money more expensive.
    Recent poll showed nearly 70% of public feel nation is going in the WRONG direction!
    Yep, once the GOP takes back both houses, we can have congressional investigations, hearings, opening the books and holding those responsible for their incompetence, corruption…and let the impeachment proceedings begin!

    • VOR: Which hearings from the other side of the aisle are you referring to? The ones where Dump got impeached for trying to withhold military aid to Ukraine in return for them prosecuting Biden? Or the investigations headed by Republican Bob Mueller to look into election interference from the Russians observed and attested to by the entire intelligence community? Or maybe the Jan. 6th hearings investigating how a horde of morons took over the Capitol for a day and beat up police officers? I don’t see how any of those are nonsense or an abuse of Congress’ investigatory role.

    • Oh yeah, let’s get more genius Republican hearings like they did on Benghazi. There were 10 investigations on that, 6 of them by GOP House members (not kidding, look it up). And they’re still spouting conspiracy nonsense about that situation. Inflation is currently a global problem, if you blame Biden for that it shows a serious lack of knowledge about current events and how macroeconomics work. I personally love Trump, if he keeps going with his nonsense he’ll lose again and send the GOP in a tailspin. He could lose to a bag of pretzels at this rate lol

  5. If you limit corporations, then you have to limit the unions.
    Both are considered groups of people.
    Corporations are made up of employees (including union workers) and the corporation has interests that benefit the group. Speaking generally, a successful corporation will keep people working, buys goods and services from others etc.
    Unions are made up of union bosses and heirarchy that get compensated by the union dues in measure of how well the union does in salary negotiations and membership growth; and by the rank and file union members. The interests of the union are corporate. Union, corporate are similar.
    Corporations of people are in union even if not in a “union”

  6. Another swoop in with a one liner and some buzzwords they heard on TV yet unable to articulate the thought or provide an example. As much as people didn’t like the SC Roe ruling, it gave more power to the states and their voters, the exact opposite of a “Putin-style kleptocracy”. Also completely ignores Dems receive significantly more Dark Money than conservatives and just recently refused to take up legislation limiting it even though they have the power/votes to pass it.

  7. Without taking sides GOP and Democrat, my personal view is “show me”.
    On paper the Democrats say we are all going to save and the GOP say it’ll cost more.
    Or GOP say savings and Democrats say cost more.
    My experience is that both play a game with numbers because costs almost never go down (which is easy to measure) the costs instead go “less high” which is impossible to calculate accurately

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