How to Report Local Business for Damage?

10 Comments
Reads 3119

By an edhat reader

A local mobile detailer damaged my vehicle and is refusing to pay for it. He stated that he is insured but when I asked for the information, he says he can fix it on his own. Obviously, I prefer to go the professional route. He's since been refusing to provide his insurance information and refusing to pay the quoted price I received from a certified and insured body shop. 

Is there a way I can look up his insurance information to contact them and file a claim? And a way to report his business to the city/state?

Thanks for your help!

Login to add Comments

10 Comments

Show Comments
PitMix Aug 27, 2018 09:37 AM
How to Report Local Business for Damage?

This sounds like it is going to be very difficult to collect. You may end up having to sue him in small claims court and hopefully you can prove that he did the damage and should pay. Can you make a complaint to the better business bureau? State of CA Attorney General's website has a form to make a consumer complaint against a business but it needs to know a lot of info which might be hard to find for a mobile business.

a-1535389911 Aug 27, 2018 10:11 AM
How to Report Local Business for Damage?

This is not legal advice, but your best bet may be to file an insurance claim with your provider. You'll be out the deductible but your provider will go after the other guy for you.

Factotum Aug 27, 2018 10:53 AM
How to Report Local Business for Damage?

Contact Department of Consumer Affairs and the local District Attorney's Office who also has a consumer affairs division. My guess based on his current reluctance is he has no insurance and no assets so any small claims judgement will be useless.

PitMix Aug 27, 2018 01:08 PM
How to Report Local Business for Damage?

If you have a small claims judgment, can you put a lien on his house or car? Would Judge Judy say that you have to let the business owner try to put things right before taking it to another business to get it fixed?

Factotum Aug 27, 2018 06:32 PM
How to Report Local Business for Damage?

If he is a renter and the car belongs to someone else? Collecting against "mobile" businesses is virtually impossible, plus it can cost you to collect.

Factotum Aug 27, 2018 02:12 PM
How to Report Local Business for Damage?

Hopefully you have a paper trail of this transaction. A cashed check indicating where he might have a bank account would be ideal, if you want to attach any of his assets if you get a small claims judgement. What sort of damage are you taking about, and why do you think he could not make good on his offer to fix it. A small claims judge would want to know this, not just your version of this matter.

a-1535413236 Aug 27, 2018 04:40 PM
How to Report Local Business for Damage?

Good luck. You probably need to pay to fix. I recently filed w Dept of Consuler Affairs: a joke. State Rep from Lancaster area took 2 months, told (unlicensed) Gutierrez St body repair shop to fix damages & paint. Came back to inspect my vehicle. Told me to accept my vehicle as fixed though it was not. Paint flaked off first car wash; w mechanical issues. . The body shop had been paid $19,800 by an insurance company which had no further obligation for payment. I was told prior to accepting a vehicle in the future to pay to have it inspected by a third party mechanic body shop to avoid getting stuck w inept pro shop work w a displayed (expired) license. Three body shops agreed work unprofessional. Chalk it up to live & learn. I’m for less government, more shared community wide info. CA Dept of Insurance, Court System are no better than Consumer Affairs. Simply more Govt Jobs w fat pensions. At least consumers can observe small claims court insanity. I feel for all lacking command of manipulated English language LEGAL usage.

a-1535414896 Aug 27, 2018 05:08 PM
How to Report Local Business for Damage?

Probably not. No one has to disclose their insurance information and other than surety bonds for certain businesses, it's not public information. Just sue him. I can't imagine the damage was larger that the small claims limit. You'll have a hearing within 30 days, but good luck collecting on a judgment. You can ding his credit though - which might motivate him to tender it to his carrier. Assuming, he actually does have insurance. If he's not licensed, report him as well.

a-1535416991 Aug 27, 2018 05:43 PM
How to Report Local Business for Damage?

The Small Claims Limit in California is $10,000. You can report the shop to the CA Dept. of Consumer Affairs. He also must have a license from the City of Santa Barbara. Contact the BBB.
You can also picket his place of business with a sign. You can tell people you know. Put enough pressure on this guy and you will get results.

a-1535484420 Aug 28, 2018 12:27 PM
How to Report Local Business for Damage?

I'm curious what the damage was and the quote from the "certified, insured body shop". How much damage can a detailer do, and is the body shop estimating on damages consistent with a collision?

Please Login or Register to comment on this.