An Assault on Our Lives

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(Courtesy Photo from the Santa Barbara Tenants Council)

By Robert Bernstein

Greetings to my loyal fans. I wanted to check in and explain my absence from posting.

What would you call it if someone caused you to lose your home of 31 years through no fault of your own? If that person disrupted every aspect of your life and cost you large sums of money?

That is what has just happened to my wife and me. A new owner bought the apartment four-plex that I have lived in for 31 years in Goleta. They claimed they were not going to raise the rent; they just wanted to make things nice for the people who lived here. They asked if there was anything we residents needed and we just mentioned a few small things like legal mailboxes and recycle bins that didn't fill up before they were collected.

Well, in a matter of a few weeks they tried to raise the rent quite a bit. But there is a new state rent control law, AB-1482, The Tenant Protection Act of 2019. It limits how much an owner can raise the rent on a tenant. They seemed shocked that they were limited in how they could treat the residents.

Unfortunately, there are two huge loopholes that are big enough to drive a truck through. One is that the owner can claim that renovations are planned that are so major that it will require the tenant to completely move out. The other is that the owner can claim that they are planning to make your unit their primary residence. They don't have to offer any proof. They just have to make the claim and then they can throw you out. It does not matter that it may have been your home for decades and that the owner has just bought the building.

We are in total survival mode right now. Trying to sort and pack 31 years of belongings. And trying to find a new place to live in an environment that is very different than how Goleta was in 1989. When I inherited the place from a good friend who was moving away. And when the owner was a sweet older couple who lived in one of the units.

Some have said that this is just the risk one takes as a renter. But that is not true in civilized countries where renting is normal for most people. Yes, I could have bought a place years ago. But I had no interest in the "American Dream" of home ownership. I just wanted to have a pleasant place to live and not be thinking of my housing as a profit center.

Does it seem fair that one can pay enough to have bought the building over the course of 31 years, yet someone has the "right" after a matter of weeks to take all of that away?

All of my life I have worked for social justice and for a more perfect world for everyone. I am not used to being on the receiving end of social injustice. I very much appreciate all of the kind words and offers of help from strangers and friends alike.

And I am happy to report that there is a new organization forming called the Santa Barbara Tenants Council that will be organizing on these issues. But it may be a marathon effort to achieve justice. Not soon enough for us or for at least one of my best friends who is in the same situation.

Here is their new Facebook page: https://www.facebook.com/sbtenantscouncil/

I could say more, but mostly I just wanted to explain why it may be awhile before I have time to post much for my column here on Edhat.

As you may know, I have a new column this year in the Montecito Journal and I may write something there as well. Thank you again for your understanding and I look forward to being able to have the time and resources to write here again.

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ChemicalSuperFreak Jul 10, 2020 08:25 PM
An Assault on Our Lives

Okay, here's a great time to address a few shortcomings of our education system. The primary focus of high school education should revolve around surviving in the current world. Priorities should be in personal finance, such as avoiding predatory lending with credit cards and other loans, in addition to learning to budget expenses, and then personal health, such as nutrition and hygiene.

Luvaduck Jul 11, 2020 07:55 AM
An Assault on Our Lives

I taught mine, too, but I wouldn't say that most parents have the background I have. It wouldn't take but a semester or 2-quarter course to explain the pertinent information to the dullest high-schooler, and a workbook comparing the prices of credit card debt on a purchased item with its cost at time-of-purchase would make a lasting impression, perhaps save a world of hurt.

Ahchooo Jul 10, 2020 09:03 PM
An Assault on Our Lives

I do think basic financial literacy should be taught in schools, because many kids have parents who are financially illiterate, so they won’t learn money sense at home. But I don’t think that pertains to Robert’s current situation, or renters in general. Homeownership is not for everybody, for many different reasons.

GeneralTree Jul 10, 2020 08:49 PM
An Assault on Our Lives

CHEMICAL - really dumb comment do you have kid? My kid get that learning at home. He excels above and beyond in math and science. Why bore him? Should he not have a chance to excel? That sounds rather socialist.

SBTownie Jul 10, 2020 08:09 PM
An Assault on Our Lives

I'm sorry to hear of Robert's troubles, and I can imagine it is very painful and stressful to have to move. People do understand that when a building is sold, the costs to the new owner are NOT the same as they were to the prior owner, right? Property tax base goes up wildly. New buyer probably has to pay a mortgage (a building someone bought 31 years ago may have been purchased for a very low price and long since paid off). Landlords don't just go around trying to sabotage people's lives. Yes, there are some bad ones. I am growing very tired, though, of the idea that landlords should provide housing as a charity case. It is wildly expensive to maintain housing between taxes, mortgage interest, premiums, insurance, and so on. Robert would know that if he had ever been a property owner. I would cut off my left arm to have been able to purchase property in Santa Barbara 31 years ago. My husband and I would certainly be living much better than we are now, as costs have truly shot up.

Shasta Guy Jul 10, 2020 07:32 PM
An Assault on Our Lives

No need to scrutinize Robert, just wish him well. He’s shared so much natural beauty with us that always lifts my spirits!

winter Jul 10, 2020 04:51 PM
An Assault on Our Lives

A lot of judgments here....most of my friends, grew up here...took over modest family homes, from their parents, grandparents...they did not buy there own homes.

Bird Jul 10, 2020 03:33 PM
An Assault on Our Lives

Robert, I am very sorry and wish you the very best luck in finding someplace you and your wife like! You ask, "What would you call it if someone caused you to lose your home of 31 years through no fault of your own? If that person disrupted every aspect of your life and cost you large sums of money?" I would call the situation, "housing reality", especially in desirable locations. I am not sure there are many places now in this country which provide rent stability, without having that rent move up (rarely, if ever down) with the "fair" market value. I am not sure how the new owner cost you "large sums of money," unless you're referring to the rental prices you'll have to pay for housing similar to what you've had. But, whatever, really good luck!

Bird Jul 11, 2020 11:03 AM
An Assault on Our Lives

It's too often all very sad and difficult. But the downside of the freedom to move around this country is that there is no "right" to live in any one place. The small city ("town", in today's parlance) where I grew up, a working class type of town but with middle and upper income levels, got "discovered" and many of the working class either had to move out or discovered that their properties were worth a lot of money, relatively speaking, and chose to take the money and move. ...It has now become something it wasn't before. That could be also the story of Santa Barbara and also Goleta. Even though I was lucky enough 25 years ago to buy a small house in a then poor neighborhood, I don't think I'd choose to live here now, with the huge costs associated with buying a property now. Yes, tenants have rights but so do property owners. It's a constant grind of one against the other when there are "issues".

biguglystick Jul 11, 2020 08:53 AM
An Assault on Our Lives

I have to say, as a native Californian and a 38 year SB resident that I'm really SICK of hearing people suggest that we move to another place if we can't afford it. It's literally heartbreaking to those of us who are not wealthy and do not own homes to be evicted like this. It happened to me, and it was not only disruptive and hellish, but terrifying. My entire life was uprooted because a wealthy company bought out our sweet little cottages and kicked us all out and tripled the rent. The same thing happened to us, they promised no one would be kicked out, they asked us what we would like for improvements, they LIED. It's happening all over because too many homes are "investment properties" and not single family owned homes. I feel awful for the author and his wife. And NO, we should not suggest that long-time locals with roots, jobs, family, friends and history here in our town should move to the midwest or somewhere cheaper, we should figure out how to help those in our community who weren't so lucky to get to own a home. Not everyone got a great start in life with financial advice or the ability to make smart decisions.

Luvaduck Jul 11, 2020 07:58 AM
An Assault on Our Lives

Check out housing in smallish Mid-western towns. Much, much cheaper and unless you are using the cultural offerings or the ocean, as a retiree, very pleasant and great community resources, for instance senior centers that offer both transportation and meals! (And frankly, the weather isn't bad most of the time and they aren't burning down forests.)

ChemicalSuperFreak Jul 10, 2020 03:29 PM
An Assault on Our Lives

I have no idea what his monthly rent was, but average rent in Goleta is just over $2000/mo, so let's use that. Over 31 years that's $744,000. 31 years ago you could have bought a home in Goleta for less than that, and today it would probably be worth double or triple, which if you sold it and retired somewhere with cheaper home prices you could buy another house without financing and have a lot of money left over to live on. That's called an investment. Furthermore, with a little bit of thought you can expense many things such as home and car payments if you can justify it as an operating cost for a home business, etc. There are some people who plan for the future, and others that don't. Robert threw away three quarters of a million dollars and has nothing to show for it. This should be a lesson to everyone, particularly in this gig economy. Do not pay to have food delivered when you can get it yourself, or just cook it. Do not Uber when you can drive yourself (unless drinking). Do not pay for stupid cosmetic upgrades for your videogame character. Technology today makes it so easy to give away your hard earned money and have zero tangible items to show for it. Ownership is security, plain and simple.

letmego Jul 14, 2020 02:21 PM
An Assault on Our Lives

Well, if we live 30 more years (not unexpected, if COVID doesn't take us out first), then we'll have broken even. If we don't, then I guess our kids can fight over the house (assuming they are adults by then).

ChemicalSuperFreak Jul 11, 2020 03:47 PM
An Assault on Our Lives

LETMEGO: Sorry that you're way in the hole on your house. Still, if you should sell your house you will get back some of the equity built up though mortgage payments and improvements. You will walk away with some money, unlike a person who simply rents.

a-1594495764 Jul 11, 2020 12:29 PM
An Assault on Our Lives

There is truth in that 31 years ago, one could buy a home if employed, low income, and motivated to do so. A new 1000' townhome on a small golf course in Goleta, 1/2 mile from beach and UCSB, was priced at around $200,000 with minimum down as a "low cost housing unit". These units now sell for over $600,000 but are increasingly bought by young families as an only alternative due to the cost of homes being over 1 million. Doesn't help Robert, but it may encourage those than can struggle to buy ANYTHING these days to do so rather than rent.

Gordo Jul 11, 2020 12:17 PM
An Assault on Our Lives

But don't forget the equity that you've built up in the process. At some point you will have paid off your mortgage and will be able to live in this town 'rent free'. By then the investment that you are making now in 'delayed gratification' will pay off.

letmego Jul 11, 2020 10:47 AM
An Assault on Our Lives

CHEMICALSUPERFREAK " However you calculate it, Robert would have more money right now in pocket had he not given his money to the landlord. Renting, which I've done, is always terrible for the renter." --- this is ONLY true because we are talking about 31 years. Trust me on this one. We bought our house more than 15 years ago. My calculations are that we are WAY in the hole. Add up mortgage+prop tax+home improvement costs, subtract tax benefits. If you compare that to what rent was when we bought and what it is now, we are worse off. At some point, I'm sure there's a break even point. We haven't seen it yet. The cost to rent our home monthly is STILL less than mortgage + property tax.

biguglystick Jul 11, 2020 08:59 AM
An Assault on Our Lives

GENERALTREE, thank you for being one of the only compassionate voices of reason on this thread. This man's life is in upheaval and I know exactly what that's like. The rental market here is abysmal and it's just not right. There are many of us who are long time locals and natives, and just because we aren't rich doesn't mean we should have to lose our rights to live here. One of the problems I see in this story is that the new landlords LIED. They said they would not be raising rents and acted as though they would keep things tenable for the tenants, then they booted them all. I'll be joining Robert at the tenant council meetings, and from the majority of the comments on this thread, it seems we are in dire need of a tenant's rights organization.

Luvaduck Jul 11, 2020 08:00 AM
An Assault on Our Lives

Well put, and a good augument for economic education in high school for those whose parents either haven't got the time, interest or ability to impart it at home.

semag Jul 10, 2020 10:54 PM
An Assault on Our Lives

@Generaltree-

I have empathy for Robert here and his predicament and I understand it sucks to move. I take offense at the second half of this article that doesn't understand economics and is super entitled stating that he shouldn't have to move because he's lived in someone else's property for a long time. That is the life of a renter and it is a choice that is made.

He has saved on upkeep and taxes and insurance that whole 31 years. Those "rent vs. buy" calculators provide solid math on the benefits of renting and dumping the savings into the market, the downside is stability, being forced to move, and lack of control over property. I don't appreciate my generation being called entitled when I see the kind of complaint that is provided - not to mention there are lots of manufactured homes that sell in the area for sub $400k or even sub $300k...

Bird Jul 10, 2020 09:35 PM
An Assault on Our Lives

Too true, but I think it unfortunate (and unnecessary) to rub salt in wounds. I doubt that's what anyone here intends to do but one thing I've learned over the course of life is be open to learning from even the more difficult and painful of situations. Sometimes the harder, the more painful the lesson, the more learned. And to not expect that others will see things as I do, but when they do, yay!

GeneralTree Jul 10, 2020 08:51 PM
An Assault on Our Lives

Freak. I don't need to ignore it. Many people decided not to buy. I don't see him complaining about finances but you chose that narrative. Also, being a senior and having to move during a pandemic. You seem to conveniently have missed most of his post.

ChemicalSuperFreak Jul 10, 2020 08:15 PM
An Assault on Our Lives

TREE: You're conveniently ignoring the fact that Robert admits, himself, that he chose not to own. Nothing stopped him from paying that monthly rate to the bank as opposed to a landlord. Same check, just addressed to different entities. Had he given his money to the bank he would have acquired equity. A house in Goleta 31 years later, given the insane escalation of home prices in CA, would have netted him a very nice profit and he would be enjoying that right now rather than complaining. Unless there is something he didn't add to his article, I really don't see how he was prevented from taking advantage of ownership.

ChemicalSuperFreak Jul 10, 2020 08:09 PM
An Assault on Our Lives

SEMAG: However you calculate it, Robert would have more money right now in pocket had he not given his money to the landlord. Renting, which I've done, is always terrible for the renter.

GeneralTree Jul 10, 2020 07:24 PM
An Assault on Our Lives

I didn't see Robert saying he didn't have any investments, or that he didn't have money, or he was broke. The landlord is forcing him out - claiming there are improvements so significant that he must leave. He's been living in the same spot for 31 years, he's a senior, and the rental market is tough. I moved my parents after they had lived in the same place for 31 years and belive me, it was not easy sorting or moving a life long of accumulation. Hold your pathetically FOX news sheep judgments - certainly you yourself will be judged one day. Take your high and mighty attitude and eff yourself. This used to be a website was about community - then the trolls took over.

semag Jul 10, 2020 05:02 PM
An Assault on Our Lives

CSF -

As an alternative, you can play the investment card. If Robert's rental was perhaps $500/month on average under market rent since the year 2000, and each difference was placed into the stock market, that amount would be worth $302,000 right now.

Ahchooo Jul 10, 2020 03:06 PM
An Assault on Our Lives

Robert, I hope that your many friends and acquaintances in town will help connect you to a decent rental. I agree, our system of home ownership as a profit center is whacked. Most Californians are so used to the system, we can’t see how it could be any different. And yet, as you say, in other countries people still find it worthwhile to be landlords, despite renters having more protections. Obviously our version of real property ownership is not working well for the majority of citizens, especially in Santa Barbara. I used to think I wanted to own a place with a rental unit, but the numbers have never worked out. And it is true that if one buys now, one would have to charge obscene rents just to make ends meet (unless one had enough cash up front to put down a 50% or more down payment, which is not feasible for any but the already-very wealthy). I guess I can be thankful that I had unpleasant rental experiences early on, which pushed me to buy a modest home three decades ago. And of course the housing market, both for rent and purchase, just keeps getting more out of line with incomes. The stress of being a renter in this environment can not be good for the health of our citizenry.

Chip of SB Jul 10, 2020 03:44 PM
An Assault on Our Lives

Housing has become exceedingly expensive because the government has restricted development. Homes used to be very affordable in this area up into the 1970s when heavy handed restrictions on new development were implemented. However, you can still always buy or rent whatever you want if you can afford the market price. If you take away the right to build, prices will go up. Similarly, if you take away the ability to charge market rent, availability will go down. For example, if a law were passed that limited rent to no more than $1000 per month there would no longer be any rental housing available. Rent control will make things much worse! The solution is more development, not more regulation.

GeneralTree Jul 10, 2020 03:01 PM
An Assault on Our Lives

Some of the comments here are deplorable.... Maybe your mothers are proud?

Byzantium Jul 10, 2020 02:38 PM
An Assault on Our Lives

Wait until renters wake up and find California voters passed the current "split roll" attack on Prop 13. All commercial property will get huge property tax increases, which naturally will be passed on to the renters. Are landlords greedy asking for market rate rents, or are tenants greedy when they demand under-market sweetheart deals?

oceandrew Jul 10, 2020 02:26 PM
An Assault on Our Lives

Robert, I'm really sorry about your plight and misfortune. Having been a long term tenant typically makes you an asset to most landlords but all to often the Gordon Geckos of the world come in and strip the place bare and leverage it to the hilt to boost profits. It sucks your elderly landlords needed to sell and sold to such a profiteer. Alas you're now in the same boat most SB renters are in who live in properties that have changed hands in the last 20 odd years, properties saddled with debt that old timey rents just can't cover. Something's going to break, it has to 'coz a just and healthy society cannot afford to turn everyone to the streets who can't afford to pay exorbitant fees/rents but aren't paid fair wages. Best wishes finding something decent and affordable.

Chip of SB Jul 10, 2020 02:26 PM
An Assault on Our Lives

If the “owner” of a property loses his right to raise the rent, remodel or renovate the property, or occupy the property, then I think the tenant has effectively taken ownership of the property. Challenging the concept of property ownership raises a number of interesting questions. If you owned a vacant house, would it be worth the risk of renting it to someone if the renter obtained the right to live in the house for life paying below market rent? How would that situation impact the availability of rental housing? How would the value of your house be impacted if prospective buyers didn’t have the right to evict a tenant in order to move in? Would a property owner be entitled to have his property tax assessment lowered to 0 if his property was rendered unsaleable and worthless because a long term tenant refused to move out? Alternatively, would a tenant become responsible for paying the property tax if they effectively take ownership of the property?

SBLetsGetAlong Jul 10, 2020 02:20 PM
An Assault on Our Lives

Sorry you need to move. Im not trying to be harsh, but the new owner has rights and expectations that tenants will pay fair market rent.
I’m sure they gave you proper notice of 60 days when you refused to pay market value rent.
I am also having a hard time with your blaming not being able to work because you were given a notice to move. Many people move and still go to work.
And your stmt, “ Some have said that this is just the risk one takes as a renter. But that is not true in civilized countries where renting is normal for most people”.
Anytime a person pays current value for a Property they expect to get current rental values.
Over 60% of America are renters. You’re not the only one that has to move because you do not own your own. You said yourself, you chose to not buy even though you could have.
You should be glad you were paying under market rents for so long and you didn’t put a down payment down to buy. Hopefully you saved that money since you were living below market value. Be happy you saved all that money over the 31 years.

It’s also troubling that you don’t recognize that a new owner had to pay current market value for the property and needs to make an income off their investment.
The person should be mad at, besides yourself for not taking control of your home by buying, is the old owner. Their cost basis was much lower and could afford to not raise your rents to market value. If they gave the property away for what they paid 31 years ago they could have stipulated to not raise your rents. But they didn’t and you didn’t ask them to.
This new owner may do the same thing for new tenants. They may be a great land lord just as yours was. Just because you don’t like paying market value rent, don’t get mad at them.
What is also troubling is that the new regulations force propertyowners to raise the rent every year to protect their investment.
An income property is only worth its cash flow potential. If there are rent caps a land lord has to raise the rent every year to protect the value of their investment which means every year your rent go up unlike the old days where you stayed at under market rent until the property sold.

Please don’t blame others for something you could have prevented and something for which you’ve been underpaying for years.

letmego Jul 10, 2020 02:52 PM
An Assault on Our Lives

"but the new owner has rights and expectations that tenants will pay fair market rent." New owner should have considered the laws when they bought about how much you are allowed to increase rent. Renting in this town is TOUGH, but in the short term at least, it's still cheaper than owning. The cost to buy a house is higher per month than renting. Over the long term, you can make out. But I can say that we've owned our home for over 15 years now and monthly rent on the place would STILL be less than our mortgage + prop tax. I'm not sure when the break even point is, but it's probably closer to 30 years.

KatyKat0531 Jul 10, 2020 02:18 PM
An Assault on Our Lives

Robert, I don't know you, but have seen you riding the same bus as me from Goleta. I'm sorry you're going through this. However, it's the shock and fear right now, and no words can ease the pain. You will find another place soon...maybe a transitory spot and then onto another for a better move! Go forward! Don't look back!

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