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Home Insurance
updated: Mar 30, 2011, 9:53 AM
I am looking for an insurance agent or broker who specializes in home fire policies. Any suggestions are appreciated.
Places People Are Talking About:
What People Are Saying:
COMMENT 159418P
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2011-03-30 10:29 AM |
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I use Mark Tomm from Tomm & Buck Insurance Services. He is super personable and really knows his stuff!
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COMMENT 159440
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2011-03-30 11:01 AM |
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Thana Robinson
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BECKY
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2011-03-30 11:09 AM |
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David Groom, NW corner of Patterson & Hollister, 683-2404. He and his staff are very knowledgeable, helpful, & professional. He will work with you to get the best fit for you, and is great at explaining difficult or irritating concepts. We have house & car insurance policies with him. (For ex., he knew exactly how to use flood zone classifications to change our mandatory flood coverage and reduce our cost by 2/3rds. Some of our neighbors had to educate their agents, rather than vice versa.)
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COMMENT 159475
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2011-03-30 12:10 PM |
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Thana is GREAT
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COMMENT 159480
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2011-03-30 12:25 PM |
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How about earthquake insurance? Is there a policy that covers "all hazards" with a realistic premium and more importantly, a deductable under say, $1000?
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SBBOOKWORM
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2011-03-30 02:14 PM |
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Whoever you choose make sure to check amount of coverage of for building code upgrades, living expenses if you have to live elsewhere during a rebuild, & removal of debris. (Hard lessons learned during Tea Fire. None of this was covered through California Fair Plan and a wrap around policy from State Farm). And every few years, contact a licensed contractor from this area to be sure you are keeping up with replacement building costs. You are really your best agent....
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COMMENT 159600
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2011-03-30 06:50 PM |
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Thank you all so very much for your helpful suggestions. This is a wonderful forum, I hope I can be of assistance to someone in the future.
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COMMENT 159635
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2011-03-30 08:52 PM |
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59480 EQuake insurance seems to be roughly equal to what you pay for inclusive coverage for everything else on your home. I have the basic now which is roughly equal had a really good one still higher than I liked deductible and it was running me about $6500 more than I pay now for average quake insurance. If you are willing to pay Chubb is the best...
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COMMENT 159664
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2011-03-30 11:29 PM |
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After having some terrible service from a local broker, he was never in his office and didn't return calls. I gave him the boot and am doing business to Geico online. Great service, they answer the phone 24/7!
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COMMENT 159686
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2011-03-31 07:32 AM |
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We've used Mark Tomm of Tomm and Buck for many years, they are great independent insurers and have wonderful office staff. They do both auto and home insurance.
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COMMENT 159759
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2011-03-31 09:44 AM |
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Go with AAA. Their replacement is awsome.
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MOON LADY
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2011-03-31 09:50 AM |
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Marsh Risk and Insurance Services
Not local, but provide excellent personal service.
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COMMENT 159965
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2011-03-31 06:54 PM |
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I've insured with Liberty Mutual since forever - fire, car, liability. They've treated me fairly, never a hassle. I don't know how their rates compare, because I wouldn't think of switching. Dave McGrath runs the local office.
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GREG
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2011-04-03 08:12 AM |
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It would be hard to find someone as helpful as Melissa who works with Thana at Farmers Insurance on Milpas and Carpinteria Street.
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